Complete Review of the Fidelity Credit Card

The Fidelity credit card is a unique and rewarding card that offers many benefits to its users. The card is issued by Fidelity Investments and is designed to reward users for their spending by offering cashback rewards. In this blog post, we will explore the various features of the Fidelity credit card and how it can benefit you.

Rewards Program

The Fidelity credit card offers a simple and easy-to-understand rewards program. Cardholders earn 2% cashback on every purchase made with the card. This includes purchases made both domestically and internationally. There are no categories or restrictions on the types of purchases that earn cashback rewards.

The rewards earned with the Fidelity credit card are deposited into a Fidelity account of your choice. This account can be a brokerage account, retirement account, or cash management account. The cashback rewards earned with the Fidelity credit card can be invested or used for any other purpose you desire.

Sign-Up Bonus

The Fidelity credit card also offers a sign-up bonus to new cardholders. When you spend $1,500 within the first 90 days of opening the account, you will receive a $200 cashback bonus. This is a great incentive for new cardholders and can help offset the cost of any purchases made with the card.

No Annual Fee

One of the best features of the Fidelity credit card is that it has no annual fee. This means that you can use the card to earn cashback rewards without having to worry about paying an annual fee to maintain the card. This is particularly beneficial for people who are looking to maximize their rewards but don't want to pay an annual fee for the privilege.

Travel Benefits

The Fidelity credit card also offers some travel benefits to cardholders. This includes travel accident insurance, baggage delay insurance, and rental car insurance. These benefits can provide some peace of mind when traveling and can help offset the cost of unexpected events.

Experience Share:

I have had the Fidelity Card for a few years now and its my favorite catch all card. So for any expenses that don't fall into travel, groceries, restaurants, and gas; I like to use this card and get that flat rate. In my experience, the Fidelity card has generous credit limits as well going as high as $25,000.

I like to put expenses such as insurance, utilities, and other fixed expenses on this card to guarantee I make my dollars go at least 2% further than they normally would for costs I am going to have already.

Average cost of utilities is around $240 per month, average health insurance cost per month is about $550, and the average cost of auto insurance is about $179 per month. All in all, Americans spend on average about $1,000 per month on costs they already planned to spend. Using the Fidelity card could net you $232 per year.

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Total Production: $432 plus extra perks

1. 2% additional value on regular purchases, up to $232 per year or more

2. $200 bonus for spending $1,500 within 90 days

3. No annual fee

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